Expert Q & A: PA Fair Care
Written by Katie Carpenter
Dec 6, 2013 4:30 PM
Q: Gale V. asks:
I am currently unemployed and was able to purchase Pa Fair Care after six months of unemployment with pre-existing conditions. How will this policy be affected in 2014 when the ACA goes into effect?
I am 62 y/o and will be 64 in 2014 and not eligible for health ins with Social Security until age 65. So what would I do until then if PA Fair Care goes away? Would I try to join an exchange? Any thoughts about this? Thanks for your input.
A: Most likely your only alternative is to purchase a plan on the Exchange until you are eligible for Medicare. The good news is that you will probably be eligible for a subsidy. So your cost for a plan should be fairly low. Your best course is to explore your options on the Exchange by going through the enrollment process on HealthCare.gov.
John DeLorenzo, director for Legal Services, PinnacleHealth