Written by Katie Carpenter
Dec 6, 2013 4:32 PM
Adults: Starting in 2014, you must have health coverage or pay a fee. But, you do not need to have dental coverage to avoid the penalty.
Health insurance plans often do not include vision and dental insurance, but separate plans are available to help cover those costs. In the Health Insurance Marketplace, you generally can get dental coverage as part of a health plan or by itself through a separate, stand-alone dental plan.
Children: According to HealthCare.gov, dental coverage for children is listed as one of the 10 essential medical benefits.
But, according to this NPR story, some legal loopholes could leave some kids without coverage in some states.
The article explains:
"While the ACA requires that pediatric dental coverage must be offered in each state exchange, families who don't buy it won't be penalized for having substandard coverage."
Tagged under family