Obamacare 101: Your questions answered
Here & Now | 10.01.13
Today, October 1st, online health insurance exchanges under the Affordable Care Act open for enrollment.
Americans will be able to buy private health insurance through public exchanges created under Obamacare starting Oct. 1st 2013, and ending March 31st, 2014.
Last week, Here and Now asked listeners for their questions about the marketplace, and people responded with questions about how to enroll, what it means for people on Medicare and what the coverage will cost.
Jay Hancock of Kaiser Health News provided some answers and shared two pieces of general advice, as everyone’s situation varies:
1. Obamacare might not affect you at all. “If they’re already covered by Medicare, by Medicaid, or if they have a health plan through their employer, they probably don’t have to worry about these health care marketplaces that are opening next week.”
2. HealthCare.gov is your friend. Since everyone’s needs are case specific, the best thing to do is visit that website and use the tools there to determine whether to buy insurance through the exchange, and determine which plan on your state’s exchange is right for you. You can also reach out to insurance health insurance agents and insurance brokers for advice and clarification.
For the answers to the 3 questions listed below, continue reading on Here and Now's site.
- Don Mayer, a veteran, gets VA benefits and is eligible for Medicare. Should he look into the exchanges?
- Loren Charter says he and his wife have different incomes, but file a joint tax return. What income should they claim on their health care applications?
- Robyn Josephs is a 65-year-old single woman from North Carolina who says she’s not eligible for Medicaid in her state. She thinks she’ll need to buy health insurance from the exchange. But even the least costly health insurance option in the North Carolina exchange is unaffordable for her. Does she qualify for a subsidy?
Click here for more questions that listeners submitted on Facebook.
What questions do you have about the marketplace and how it works? Please share your thoughts in a comment below.
Follow our multimedia coverage on the rollout of the Marketplace in PA.